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The number of major, unrelated insurance
carriers actively offering group medical insurance can almost be
counted on one hand. Consolidations, withdrawals, and
outright failures have steadily reduced the number of players. The
following are insurance companies known to have significant market
share, and currently offering employer group medical coverage. These
carriers also market under various subsidiary or associated company
names and may participate in integrated regional or intrastate programs
which offer several different carriers under a single underwriting/administrative
platform.
Active Carriers:
Aetna Insurance Company
Blue Cross - Anthem-Wellpoint-Blue Shield
Kaiser
Pacificare
Healthnet
Universal Care
Cigna
Nationwide
There are other smaller insurers offering
group medical products at any given time.
A good source for geographic listings of active
carriers is the NCQA, a private accrediting agency which publishes
listings and other detail. Click on "Report Cards" at
the NCQA site, follow the menu
& select "Create Report Card," to create the list
for your zip code.
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