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If
your business relies on the internet for even the simplest tasks,
new risks are posed, many of which are still not anticipated by
the ordinary property & liability policies currently in use.
Given that the Internet is the lifeblood for many, insurers now
offer specialty packages which include cyber-generated exposures:
| Security Beaches: |
Unauthorized access to or use of your data or
software |
| Cyber Vandalism |
Viruses or other attacks damaging/destroying data
or systems |
| Business Interruption |
Attacks resulting in your inability to perform
or access ebusiness activities |
| Personal Injury |
Libel, slander, public disclosure of private information |
| Thefts |
Money, securities, data, software or other property |
| Extortion |
Demands for payments to withdraw or withhold attacks. |
| Financial Claims |
Claims for identity thefts & associated money
losses |
| Intellectual Property Loss |
Destruction or loss of intangible software &
data. |
| Intellectual Property Liability |
Claims for intellectual property infringements |
Loss
from any of these causes in sufficient amount could pose life-threatening
impairment to your continuing operations. If you face substantial
risks in these areas, the specialty packages are essential.
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